Total Transaction Cost 2026
IMT + Stamp Duty + notary + bank
Verified for 2026 Source: CIS, CIMT, CRPredial, Banco de Portugal
Enter a value to calculate.
What's included
- IMT — calculated per 2026 tables (detailed calculator)
- Stamp Duty (transfer) — 0.8% of property value (CIS item 1.1)
- Stamp Duty (mortgage) — 0.6% of financed amount (CIS item 17.2.1)
- Notary + Land Registry — base estimate €225 + variable
- Bank costs — valuation €250–400 + processing fee €200–500 (estimate)
Bank costs are estimates; consult your bank for exact figures.